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學(xué)習(xí)快評丨qibao666888　　再??(zai)次??(ci)??，在??(zai)預(yù)??(yu)付??(fu)消??(xiao)費(fèi)??(fei)前??(qian)詳??(xiang)細(xì)??(xi)閱??(yue)讀??(du)合??(he)同??(tong)條??(tiao)款??(kuan)??，明??(ming)確??(que)預(yù)??(yu)付??(fu)卡??(ka)的??(de)功??(gong)能??(neng)、使?(shi)用??(yong)范??(fan)圍??(wei)、有??(you)效??(xiao)期??(qi)限??(xian)、退??(tui)卡??(ka)(款??(kuan))條??(tiao)件??(jian)、違?(wei)約?(yue)責(zé)?(ze)任??(ren)等??(deng)事??(shi)項(xiàng)??(xiang)??，對??(dui)于??(yu)模??(mo)糊??(hu)不??(bu)清??(qing)或??(huo)涉?(she)及??(ji)高??(gao)額??(e)回??(hui)報??(bao)返??(fan)現(xiàn)??(xian)的??(de)內(nèi)??(nei)容??(rong)??，務(wù)??(wu)必??(bi)與??(yu)商??(shang)家??(jia)確??(que)認(rèn)??(ren)清??(qing)楚??(chu)后??(hou)再??(zai)決?(jue)定??(ding)是??(shi)否??(fou)簽??(qian)署??(shu)??。??　　我??(wo)國??(guo)已??(yi)有??(you)明??(ming)確??(que)法??(fa)律??(lv)規(guī)??(gui)范??(fan)旨??(zhi)在??(zai)保?(bao)障??(zhang)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費(fèi)??(fei)亂?(luan)象??(xiang)中??(zhong)消??(xiao)費(fèi)??(fei)者??(zhe)的??(de)合??(he)法??(fa)權(quán)??(quan)益??(yi)??。??我??(wo)國??(guo)消??(xiao)費(fèi)??(fei)者??(zhe)權(quán)??(quan)益??(yi)保??(bao)護(hù)?(hu)法??(fa)規(guī)?(gui)定??(ding)??，經(jīng)??(jing)營??(ying)者??(zhe)以??(yi)預(yù)?(yu)收??(shou)款??(kuan)方??(fang)式??(shi)提??(ti)供??(gong)商??(shang)品??(pin)或??(huo)者??(zhe)服??(fu)務(wù)??(wu)的??(de)??，應(yīng)??(ying)當(dāng)??(dang)按??(an)照?(zhao)約??(yue)定??(ding)提??(ti)供??(gong)??。未??(wei)按??(an)照??(zhao)約??(yue)定??(ding)提??(ti)供??(gong)的??(de)??，應(yīng)??(ying)當(dāng)??(dang)按?(an)照??(zhao)消??(xiao)費(fèi)??(fei)者??(zhe)的??(de)要??(yao)求?(qiu)履??(lv)行??(xing)約??(yue)定??(ding)或??(huo)者??(zhe)退?(tui)回??(hui)預(yù)??(yu)付??(fu)款??(kuan)；并??(bing)應(yīng)??(ying)當(dāng)?(dang)承??(cheng)擔(dān)??(dan)預(yù)?(yu)付??(fu)款??(kuan)的??(de)利?(li)息??(xi)、消??(xiao)費(fèi)??(fei)者??(zhe)必?(bi)須??(xu)支?(zhi)付??(fu)的??(de)合??(he)理??(li)費(fèi)??(fei)用??(yong)??。如??(ru)果??(guo)商??(shang)家??(jia)存??(cun)在??(zai)欺??(qi)詐??(zha)行??(xing)為??(wei)??，消??(xiao)費(fèi)??(fei)者?(zhe)有??(you)權(quán)??(quan)要??(yao)求??(qiu)增??(zeng)加??(jia)賠??(pei)償??(chang)??，增??(zeng)加??(jia)賠??(pei)償??(chang)的??(de)金??(jin)額??(e)為??(wei)消??(xiao)費(fèi)?(fei)者??(zhe)購??(gou)買??(mai)商??(shang)品??(pin)的??(de)價??(jia)款??(kuan)或??(huo)者??(zhe)接??(jie)受??(shou)服??(fu)務(wù)??(wu)的??(de)費(fèi)??(fei)用??(yong)的??(de)三??(san)倍??(bei)；增??(zeng)加??(jia)賠??(pei)償?(chang)的??(de)金??(jin)額??(e)不??(bu)足??(zu)五??(wu)百?(bai)元??(yuan)的??(de)??，為??(wei)五??(wu)百??(bai)元??(yuan)??。從??(cong)行??(xing)政??(zheng)監(jiān)??(jian)管??(guan)角??(jiao)度??(du)來??(lai)看??(kan)??，各??(ge)地??(di)也??(ye)陸??(lu)續(xù)??(xu)出??(chu)臺??(tai)了?(le)針??(zhen)對??(dui)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費(fèi)??(fei)的??(de)管??(guan)理??(li)辦??(ban)法??(fa)??，對??(dui)商??(shang)家??(jia)的??(de)發(fā)??(fa)卡?(ka)行??(xing)為??(wei)、資??(zi)金??(jin)監(jiān)??(jian)管??(guan)等??(deng)進(jìn)??(jin)行?(xing)了??(le)規(guī)??(gui)范??(fan)??。若??(ruo)商??(shang)家??(jia)以??(yi)非??(fei)法??(fa)占??(zhan)有??(you)為??(wei)目??(mu)的??(de)??，在??(zai)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費(fèi)??(fei)中??(zhong)采??(cai)用??(yong)虛??(xu)構(gòu)??(gou)事??(shi)實(shí)??(shi)、隱??(yin)瞞??(man)真??(zhen)相??(xiang)的??(de)手??(shou)段??(duan)大??(da)量??(liang)騙??(pian)取??(qu)消??(xiao)費(fèi)??(fei)者??(zhe)預(yù)??(yu)付??(fu)款??(kuan)項(xiàng)??(xiang)??，且??(qie)數(shù)??(shu)額??(e)達(dá)??(da)到??(dao)一??(yi)定??(ding)標(biāo)??(biao)準(zhǔn)??(zhun)??，可??(ke)能??(neng)涉??(she)嫌??(xian)詐??(zha)騙??(pian)罪??(zui)??，我??(wo)國??(guo)刑??(xing)法??(fa)第??(di)二??(er)百??(bai)六?(liu)十??(shi)六??(liu)條??(tiao)對??(dui)詐??(zha)騙??(pian)罪??(zui)及??(ji)其??(qi)刑?(xing)事??(shi)處??(chu)罰??(fa)作??(zuo)出??(chu)了??(le)明??(ming)確??(que)規(guī)??(gui)定?(ding)??。。