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學習快評丨qibao666888　　“刷??(shua)完??(wan)課??(ke)了??(le)??，可??(ke)以??(yi)開??(kai)始??(shi)考??(kao)核??(he)了?(le)吧??(ba)？?”張??(zhang)楠??(nan)楠??(nan)私??(si)信??(xin)客??(ke)服??(fu)?。??　　針??(zhen)對??(dui)“先??(xian)學??(xue)后??(hou)付??(fu)”背??(bei)后??(hou)隱??(yin)藏??(zang)的??(de)“消??(xiao)費??(fei)貸??(dai)”陷??(xian)阱??(jing)??，受??(shou)訪??(fang)專??(zhuan)家??(jia)建?(jian)議??(yi)??，監(jiān)??(jian)管??(guan)部??(bu)門??(men)應??(ying)強??(qiang)化??(hua)監(jiān)??(jian)管??(guan)執(zhí)??(zhi)法??(fa)??，明??(ming)確??(que)業(yè)??(ye)務??(wu)定??(ding)性??(xing)與??(yu)規(guī)??(gui)范??(fan)??，加??(jia)強?(qiang)多??(duo)部??(bu)門??(men)協(xié)??(xie)同?(tong)監(jiān)?(jian)管??(guan)??，加??(jia)大?(da)違??(wei)規(guī)??(gui)懲??(cheng)處??(chu)力?(li)度?(du)??，暢??(chang)通??(tong)投??(tou)訴??(su)舉??(ju)報??(bao)渠??(qu)道?(dao)；金??(jin)融??(rong)機??(ji)構??(gou)需??(xu)嚴??(yan)格??(ge)貸??(dai)款??(kuan)管??(guan)理??(li)??，強??(qiang)化??(hua)貸?(dai)款??(kuan)資??(zi)質??(zhi)審??(shen)核??(he)??，規(guī)?(gui)范??(fan)貸??(dai)款??(kuan)合??(he)同??(tong)條??(tiao)款??(kuan)??，加?(jia)強??(qiang)貸??(dai)后??(hou)資??(zi)金??(jin)監(jiān)??(jian)控??(kong)；培??(pei)訓??(xun)機??(ji)構?(gou)要??(yao)增??(zeng)強??(qiang)自??(zi)律?(lv)誠??(cheng)信?(xin)??，規(guī)??(gui)范??(fan)經(jīng)??(jing)營??(ying)行??(xing)為??(wei)??，建??(jian)立??(li)合??(he)理??(li)收??(shou)費??(fei)與??(yu)退?(tui)費??(fei)機??(ji)制??(zhi)??，加??(jia)強??(qiang)內(nèi)?(nei)部??(bu)管??(guan)理??(li)與??(yu)員??(yuan)工??(gong)培??(pei)訓??(xun)；消?(xiao)費??(fei)者??(zhe)自??(zi)身??(shen)也??(ye)要??(yao)提??(ti)升??(sheng)自??(zi)我??(wo)保?(bao)護??(hu)意??(yi)識??(shi)??，理?(li)性??(xing)判??(pan)斷??(duan)謹??(jin)慎??(shen)選?(xuan)擇??(ze)?。??。