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學(xué)習(xí)快評(píng)丨qibao666888　　這??(zhe)是??(shi)典??(dian)型??(xing)的??(de)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費(fèi)??(fei)過(guò)??(guo)程??(cheng)中??(zhong)消??(xiao)費(fèi)??(fei)者?(zhe)受??(shou)到??(dao)欺??(qi)詐?(zha)的??(de)案??(an)例??(li)??。??在??(zai)此??(ci)種??(zhong)情??(qing)況??(kuang)下??(xia)??，商??(shang)家??(jia)直??(zhi)接??(jie)侵??(qin)犯??(fan)消??(xiao)費(fèi)??(fei)者?(zhe)的??(de)權(quán)??(quan)益??(yi)??，致??(zhi)使??(shi)預(yù)??(yu)付??(fu)合??(he)同??(tong)目??(mu)的??(de)不??(bu)能??(neng)實(shí)??(shi)現(xiàn)??(xian)??，造??(zao)成??(cheng)消??(xiao)費(fèi)??(fei)者??(zhe)財(cái)??(cai)產(chǎn)?(chan)損??(sun)失??(shi)；而??(er)且??(qie)商??(shang)家??(jia)在??(zai)明?(ming)知??(zhi)自??(zi)身??(shen)不??(bu)能??(neng)實(shí)??(shi)現(xiàn)??(xian)“虛??(xu)假??(jia)承??(cheng)諾??(nuo)”的?(de)情??(qing)況??(kuang)下??(xia)??，仍??(reng)采??(cai)用??(yong)欺?(qi)詐??(zha)方?(fang)式??(shi)誘??(you)騙??(pian)消??(xiao)費(fèi)?(fei)者??(zhe)消??(xiao)費(fèi)?(fei)??，獲??(huo)得??(de)錢??(qian)款??(kuan)后??(hou)又??(you)通??(tong)過(guò)??(guo)轉(zhuǎn)??(zhuan)讓??(rang)店??(dian)鋪??(pu)等?(deng)方??(fang)式??(shi)逃??(tao)避??(bi)履??(lv)行??(xing)???！　「??(gen)據(jù)??(ju)我??(wo)國(guó)??(guo)刑??(xing)法??(fa)第??(di)一?(yi)百??(bai)九??(jiu)十??(shi)二??(er)條??(tiao)規(guī)?(gui)定??(ding)??，以??(yi)非??(fei)法??(fa)占??(zhan)有?(you)為?(wei)目??(mu)的??(de)??，使??(shi)用??(yong)詐??(zha)騙??(pian)方??(fang)法??(fa)非??(fei)法??(fa)集??(ji)資??(zi)??，數(shù)??(shu)額??(e)較??(jiao)大??(da)的??(de)??，處?(chu)三??(san)年??(nian)以??(yi)上??(shang)七??(qi)年??(nian)以??(yi)下??(xia)有??(you)期?(qi)徒??(tu)刑??(xing)??，并??(bing)處??(chu)罰??(fa)金??(jin)；數(shù)??(shu)額??(e)巨??(ju)大??(da)或??(huo)者??(zhe)有??(you)其??(qi)他??(ta)嚴(yán)??(yan)重??(zhong)情??(qing)節(jié)??(jie)的??(de)??，處??(chu)七??(qi)年??(nian)以??(yi)上?(shang)有??(you)期??(qi)徒??(tu)刑??(xing)或??(huo)者??(zhe)無(wú)??(wu)期??(qi)徒?(tu)刑??(xing)??，并??(bing)處?(chu)罰??(fa)金?(jin)或??(huo)沒(méi)??(mei)收??(shou)財(cái)??(cai)產(chǎn)??(chan)??。??第?(di)一??(yi)百??(bai)七??(qi)十??(shi)六??(liu)條??(tiao)規(guī)??(gui)定??(ding)??，非??(fei)法??(fa)吸??(xi)收??(shou)公??(gong)眾??(zhong)存??(cun)款??(kuan)或??(huo)者?(zhe)變??(bian)相??(xiang)吸??(xi)收??(shou)公??(gong)眾??(zhong)存??(cun)款??(kuan)??，擾??(rao)亂??(luan)金??(jin)融??(rong)秩??(zhi)序??(xu)的?(de)??，處??(chu)三??(san)年??(nian)以??(yi)下??(xia)有?(you)期??(qi)徒??(tu)刑??(xing)或??(huo)者??(zhe)拘??(ju)役??(yi)??，并??(bing)處??(chu)或??(huo)單??(dan)處??(chu)罰??(fa)金??(jin)；數(shù)??(shu)額??(e)巨??(ju)大??(da)或??(huo)者??(zhe)有??(you)其??(qi)他??(ta)嚴(yán)??(yan)重??(zhong)情??(qing)節(jié)??(jie)的??(de)??，處?(chu)三??(san)年??(nian)以??(yi)上??(shang)十??(shi)年??(nian)以??(yi)下??(xia)有??(you)期?(qi)徒??(tu)刑??(xing)??，并??(bing)處?(chu)罰??(fa)金??(jin)；數(shù)??(shu)額??(e)特??(te)別?(bie)巨??(ju)大??(da)或??(huo)者??(zhe)有??(you)其??(qi)他??(ta)特??(te)別??(bie)嚴(yán)??(yan)重??(zhong)情??(qing)節(jié)??(jie)的??(de)??，處??(chu)十??(shi)年??(nian)以??(yi)上??(shang)有??(you)期??(qi)徒??(tu)刑??(xing)??，并??(bing)處??(chu)罰?(fa)金??(jin)??。根??(gen)據(jù)??(ju)《最??(zui)高??(gao)人?(ren)民??(min)法??(fa)院??(yuan)關(guān)??(guan)于??(yu)審??(shen)理??(li)非??(fei)法??(fa)集??(ji)資?(zi)刑?(xing)事??(shi)案?(an)件??(jian)具??(ju)體??(ti)應(yīng)??(ying)用??(yong)法??(fa)律??(lv)若??(ruo)干?(gan)問(wèn)??(wen)題??(ti)的??(de)解??(jie)釋??(shi)》??，如??(ru)果?(guo)集??(ji)資??(zi)后??(hou)不??(bu)用??(yong)于??(yu)生??(sheng)產(chǎn)??(chan)經(jīng)??(jing)營(yíng)??(ying)活?(huo)動(dòng)??(dong)或??(huo)者??(zhe)用??(yong)于??(yu)生??(sheng)產(chǎn)?(chan)經(jīng)??(jing)營(yíng)??(ying)活?(huo)動(dòng)??(dong)與??(yu)籌??(chou)集??(ji)資??(zi)金??(jin)規(guī)??(gui)模??(mo)明??(ming)顯??(xian)不??(bu)成??(cheng)比??(bi)例??(li)??，致??(zhi)使??(shi)集??(ji)資??(zi)款??(kuan)不??(bu)能??(neng)返??(fan)還??(hai)的??(de)；肆??(si)意??(yi)揮??(hui)霍??(huo)集??(ji)資??(zi)款??(kuan)??，致??(zhi)使??(shi)集??(ji)資??(zi)款??(kuan)不??(bu)能??(neng)返??(fan)還??(hai)等??(deng)情秘(qing)形??(xing)??，可??(ke)認(rèn)??(ren)定??(ding)為??(wei) “以??(yi)非??(fei)法??(fa)占??(zhan)有??(you)為??(wei)目??(mu)的??(de)”??，以??(yi)集??(ji)資??(zi)詐??(zha)騙??(pian)罪??(zui)定??(ding)罪??(zui)處??(chu)罰??(fa)??。。