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　　三九養(yǎng)生堂記者 鄧肯·蓋伊 報(bào)道

精彩|　　“沉??(chen)睡??(shui)賬??(zhang)戶??(hu)”的??(de)問(wèn)??(wen)題??(ti)存??(cun)在??(zai)已??(yi)久??(jiu)?。??近??(jin)年??(nian)來(lái)??(lai)多??(duo)家??(jia)銀??(yin)行??(xing)已??(yi)經(jīng)??(jing)陸??(lu)續(xù)??(xu)著?(zhe)手??(shou)對(duì)??(dui)此??(ci)類(lèi)??(lei)賬??(zhang)戶??(hu)進(jìn)??(jin)行??(xing)清??(qing)理??(li)?。不??(bu)過(guò)??(guo)對(duì)??(dui)于??(yu)“沉??(chen)睡??(shui)賬??(zhang)戶??(hu)”各??(ge)家??(jia)并??(bing)沒(méi)??(mei)有??(you)一??(yi)個(gè)?(ge)統(tǒng)??(tong)一??(yi)的??(de)定??(ding)義??(yi)?。有??(you)銀??(yin)行?(xing)將??(jiang)期??(qi)限??(xian)設(shè)??(she)定??(ding)為?(wei)5年??(nian)??，如??(ru)中??(zhong)國(guó)??(guo)農(nóng)??(nong)業(yè)??(ye)銀??(yin)行??(xing)5月??(yue)29日??(ri)發(fā)??(fa)布?(bu)公??(gong)告??(gao)稱(chēng)??(cheng)??，將??(jiang)于??(yu)2023年??(nian)7月??(yue)起?(qi)陸??(lu)續(xù)??(xu)開(kāi)??(kai)展?(zhan)活??(huo)期??(qi)存??(cun)折??(zhe)排??(pai)查??(zha)清?(qing)理??(li)工??(gong)作??(zuo)??，排??(pai)查??(zha)清??(qing)理??(li)范??(fan)圍??(wei)為?(wei)“截??(jie)至??(zhi)2022年?(nian)底??(di)??，五??(wu)年??(nian)以??(yi)上??(shang)(含??(han)五??(wu)年??(nian))沒(méi)??(mei)有??(you)交??(jiao)易??(yi)、存?(cun)款??(kuan)余??(yu)額??(e)為??(wei)零??(ling)且??(qie)沒(méi)?(mei)有??(you)其??(qi)他??(ta)關(guān)??(guan)聯(lián)??(lian)業(yè)??(ye)務(wù)??(wu)的??(de)活??(huo)期??(qi)存??(cun)折??(zhe)”?。大??(da)多??(duo)數(shù)??(shu)銀??(yin)行??(xing)將??(jiang)近??(jin)三??(san)年??(nian)未??(wei)發(fā)??(fa)生??(sheng)交??(jiao)易?(yi)、活??(huo)期??(qi)余??(yu)額??(e)為??(wei)0元?(yuan)的?(de)視??(shi)為??(wei)睡??(shui)眠?(mian)卡??(ka)或??(huo)個(gè)??(ge)人??(ren)長(zhǎng)??(chang)期??(qi)不??(bu)動(dòng)??(dong)戶??(hu)納?(na)入?(ru)清??(qing)理??(li)范??(fan)圍??(wei)??！　〗??(jiao)通?(tong)銀??(yin)行??(xing)在??(zai)公??(gong)告??(gao)中??(zhong)表??(biao)示??(shi)??，若??(ruo)客??(ke)戶??(hu)借??(jie)記??(ji)卡??(ka)在??(zai)清??(qing)理??(li)范??(fan)圍?(wei)內(nèi)??(nei)??，但??(dan)希??(xi)望??(wang)繼??(ji)續(xù)??(xu)使??(shi)用??(yong)??，可??(ke)在??(zai)特??(te)定??(ding)日??(ri)期??(qi)前??(qian)(或??(huo)符??(fu)合??(he)清??(qing)理??(li)范??(fan)圍??(wei)未??(wei)滿??(man)三??(san)年?(nian)前??(qian))啟??(qi)用??(yong)該??(gai)卡??(ka)??，并??(bing)保??(bao)持?(chi)余?(yu)額??(e)不??(bu)為??(wei)0??，一??(yi)旦??(dan)對(duì)??(dui)“沉??(chen)睡??(shui)”的??(de)個(gè)??(ge)人??(ren)借??(jie)記??(ji)卡??(ka)進(jìn)??(jin)行??(xing)銷(xiāo)??(xiao)卡??(ka)處??(chu)理??(li)??，銷(xiāo)??(xiao)卡??(ka)后??(hou)將??(jiang)無(wú)??(wu)法??(fa)再??(zai)恢??(hui)復(fù)??(fu)使??(shi)用??(yong)??，名??(ming)下??(xia)其??(qi)他??(ta)正??(zheng)常??(chang)使??(shi)用??(yong)的??(de)借??(jie)記??(ji)卡??(ka)不??(bu)受??(shou)影??(ying)響??(xiang)??。??

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