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學(xué)習(xí)快評(píng)丨qibao666888　　針?(zhen)對(duì)??(dui)“先?(xian)學(xué)??(xue)后??(hou)付?(fu)”背??(bei)后??(hou)隱??(yin)藏??(zang)的??(de)“消??(xiao)費(fèi)?(fei)貸??(dai)”陷??(xian)阱??(jing)?，受??(shou)訪??(fang)專?(zhuan)家??(jia)建??(jian)議??(yi)?，監(jiān)??(jian)管??(guan)部??(bu)門??(men)應(yīng)??(ying)強(qiáng)??(qiang)化??(hua)監(jiān)??(jian)管??(guan)執(zhí)??(zhi)法??(fa)?，明??(ming)確??(que)業(yè)??(ye)務(wù)??(wu)定?(ding)性??(xing)與??(yu)規(guī)??(gui)范??(fan)?，加??(jia)強(qiáng)??(qiang)多??(duo)部??(bu)門??(men)協(xié)??(xie)同秘(tong)監(jiān)??(jian)管?(guan)?，加??(jia)大??(da)違??(wei)規(guī)??(gui)懲??(cheng)處??(chu)力??(li)度??(du)?，暢??(chang)通??(tong)投??(tou)訴??(su)舉??(ju)報(bào)??(bao)渠??(qu)道??(dao)；金??(jin)融??(rong)機(jī)??(ji)構(gòu)??(gou)需??(xu)嚴(yán)?(yan)格??(ge)貸??(dai)款??(kuan)管??(guan)理??(li)?，強(qiáng)??(qiang)化?(hua)貸??(dai)款??(kuan)資??(zi)質(zhì)??(zhi)審??(shen)核??(he)?，規(guī)??(gui)范??(fan)貸??(dai)款??(kuan)合?(he)同??(tong)條??(tiao)款??(kuan)?，加??(jia)強(qiáng)?(qiang)貸??(dai)后??(hou)資??(zi)金??(jin)監(jiān)??(jian)控??(kong)；培?(pei)訓(xùn)??(xun)機(jī)??(ji)構(gòu)??(gou)要??(yao)增??(zeng)強(qiáng)?(qiang)自??(zi)律??(lv)誠??(cheng)信?(xin)?，規(guī)??(gui)范??(fan)經(jīng)??(jing)營(yíng)??(ying)行??(xing)為?(wei)?，建??(jian)立??(li)合??(he)理??(li)收??(shou)費(fèi)??(fei)與??(yu)退??(tui)費(fèi)??(fei)機(jī)??(ji)制?(zhi)?，加??(jia)強(qiáng)??(qiang)內(nèi)??(nei)部??(bu)管??(guan)理??(li)與??(yu)員??(yuan)工??(gong)培??(pei)訓(xùn)??(xun)；消??(xiao)費(fèi)??(fei)者??(zhe)自??(zi)身?(shen)也?(ye)要??(yao)提??(ti)升??(sheng)自??(zi)我??(wo)保??(bao)護(hù)??(hu)意??(yi)識(shí)??(shi)?，理??(li)性??(xing)判??(pan)斷??(duan)謹(jǐn)??(jin)慎??(shen)選??(xuan)擇??(ze)??。??　　□ 本??(ben)報(bào)??(bao)實(shí)??(shi)習(xí)??(xi)生??(sheng) 陳??(chen)穎??(ying)。