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學(xué)習(xí)快評(píng)丨qibao666888　　針?(zhen)對(duì)??(dui)“先??(xian)學(xué)??(xue)后??(hou)付??(fu)”背??(bei)后??(hou)隱??(yin)藏?(zang)的??(de)“消??(xiao)費(fèi)??(fei)貸??(dai)”陷??(xian)阱??(jing)??，受??(shou)訪??(fang)專??(zhuan)家??(jia)建??(jian)議??(yi)??，監(jiān)?(jian)管??(guan)部?(bu)門??(men)應(yīng)??(ying)強(qiáng)?(qiang)化??(hua)監(jiān)??(jian)管??(guan)執(zhí)??(zhi)法??(fa)??，明??(ming)確??(que)業(yè)??(ye)務(wù)??(wu)定??(ding)性??(xing)與??(yu)規(guī)??(gui)范??(fan)??，加??(jia)強(qiáng)??(qiang)多??(duo)部??(bu)門??(men)協(xié)??(xie)同??(tong)監(jiān)??(jian)管?(guan)??，加??(jia)大??(da)違??(wei)規(guī)??(gui)懲??(cheng)處??(chu)力??(li)度??(du)??，暢??(chang)通?(tong)投??(tou)訴??(su)舉??(ju)報(bào)??(bao)渠??(qu)道??(dao)；金??(jin)融??(rong)機(jī)??(ji)構(gòu)??(gou)需?(xu)嚴(yán)??(yan)格??(ge)貸??(dai)款??(kuan)管??(guan)理??(li)??，強(qiáng)??(qiang)化??(hua)貸??(dai)款??(kuan)資??(zi)質(zhì)??(zhi)審??(shen)核??(he)??，規(guī)??(gui)范??(fan)貸??(dai)款??(kuan)合??(he)同??(tong)條??(tiao)款??(kuan)??，加??(jia)強(qiáng)??(qiang)貸?(dai)后??(hou)資??(zi)金??(jin)監(jiān)?(jian)控??(kong)；培??(pei)訓(xùn)??(xun)機(jī)??(ji)構(gòu)??(gou)要??(yao)增??(zeng)強(qiáng)??(qiang)自??(zi)律??(lv)誠(chéng)??(cheng)信??(xin)??，規(guī)??(gui)范??(fan)經(jīng)??(jing)營(yíng)??(ying)行??(xing)為?(wei)??，建??(jian)立?(li)合??(he)理??(li)收??(shou)費(fèi)??(fei)與??(yu)退??(tui)費(fèi)??(fei)機(jī)??(ji)制??(zhi)??，加??(jia)強(qiáng)??(qiang)內(nèi)??(nei)部??(bu)管??(guan)理??(li)與??(yu)員??(yuan)工??(gong)培?(pei)訓(xùn)??(xun)；消??(xiao)費(fèi)??(fei)者??(zhe)自??(zi)身??(shen)也??(ye)要??(yao)提??(ti)升??(sheng)自??(zi)我??(wo)保??(bao)護(hù)?(hu)意??(yi)識(shí)??(shi)??，理??(li)性??(xing)判??(pan)斷?(duan)謹(jǐn)??(jin)慎??(shen)選??(xuan)擇??(ze)??。??　　“但??(dan)這??(zhe)和??(he)報(bào)??(bao)名??(ming)前??(qian)機(jī)??(ji)構(gòu)??(gou)宣?(xuan)傳??(chuan)的??(de)‘福??(fu)利?(li)’大??(da)相??(xiang)徑??(jing)庭??(ting)??，為??(wei)了??(le)兼??(jian)職??(zhi)補(bǔ)??(bu)貼??(tie)日??(ri)常??(chang)的??(de)學(xué)??(xue)員??(yuan)們??(men)沒(méi)??(mei)錢??(qian)也??(ye)沒(méi)??(mei)時(shí)?(shi)間??(jian)去??(qu)開(kāi)??(kai)網(wǎng)?(wang)店??(dian)??。??”湛??(zhan)文??(wen)說(shuō)??(shuo)??，“沒(méi)??(mei)辦?(ban)法??(fa)??，自??(zi)己??(ji)現(xiàn)??(xian)在??(zai)只??(zhi)能??(neng)一?(yi)邊??(bian)搶??(qiang)單??(dan)一??(yi)邊??(bian)和??(he)機(jī)??(ji)構(gòu)??(gou)協(xié)??(xie)商??(shang)退??(tui)款??(kuan)??，盡??(jin)可??(ke)能??(neng)減??(jian)少??(shao)自??(zi)己??(ji)的??(de)損??(sun)失?(shi)???！?。