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學習快評丨qibao666888　　商??(shang)家??(jia)打??(da)著??(zhe)“公??(gong)益??(yi)領??(ling)養(yǎng)??(yang)”的??(de)幌?(huang)子??(zi)??，通??(tong)過??(guo)透??(tou)明??(ming)展??(zhan)柜??(gui)中??(zhong)活??(huo)潑??(po)可??(ke)愛??(ai)的??(de)寵??(chong)物??(wu)吸??(xi)引??(yin)客??(ke)流??(liu)??。??當??(dang)消??(xiao)費??(fei)者??(zhe)產??(chan)生??(sheng)領??(ling)養(yǎng)??(yang)意??(yi)向??(xiang)時??(shi)??，店??(dian)員??(yuan)便??(bian)推??(tui)出??(chu)“寵??(chong)物??(wu)糧?(liang)保??(bao)障??(zhang)計??(ji)劃??(hua)”“無??(wu)憂??(you)養(yǎng)??(yang)寵??(chong)計??(ji)劃??(hua)”等??(deng)分??(fen)期??(qi)方??(fang)案??(an)??，將??(jiang)寵??(chong)物??(wu)用??(yong)品??(pin)費??(fei)用?(yong)分??(fen)解??(jie)為??(wei)24期??(qi)或??(huo)36期??(qi)付??(fu)款??(kuan)??，錢??(qian)款??(kuan)用??(yong)于?(yu)在?(zai)商?(shang)家??(jia)的??(de)小??(xiao)程??(cheng)序?(xu)“商??(shang)城??(cheng)”購??(gou)買?(mai)飼??(si)養(yǎng)?(yang)用??(yong)品?(pin)??，這??(zhe)種??(zhong)每?(mei)月??(yue)定?(ding)時??(shi)付??(fu)款??(kuan)的??(de)模??(mo)式??(shi)也??(ye)被??(bei)稱??(cheng)為?(wei)“寵??(chong)物??(wu)貸??(dai)”??。部??(bu)分??(fen)商??(shang)家?(jia)甚??(shen)至??(zhi)將??(jiang)付??(fu)款??(kuan)與??(yu)征??(zheng)信??(xin)掛??(gua)鉤??(gou)??，威??(wei)脅??(xie)消??(xiao)費??(fei)者??(zhe)若??(ruo)中??(zhong)途??(tu)停??(ting)止??(zhi)付??(fu)款??(kuan)將??(jiang)影??(ying)響??(xiang)信??(xin)用?(yong)記?(ji)錄??(lu)??。。