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　　三九養(yǎng)生堂記者 鄧肯·蓋伊 報(bào)道

精彩|　　多??(duo)個(gè)??(ge)地??(di)區(qū)??(qu)銀??(yin)行?(xing)在秘(zai)最??(zui)新??(xin)財(cái)??(cai)報(bào)??(bao)中??(zhong)??，均??(jun)談??(tan)到??(dao)了??(le)裁??(cai)員??(yuan)和??(he)削??(xue)減?(jian)開?(kai)支??(zhi)計(jì)??(ji)劃??(hua)??。??PNC銀??(yin)行??(xing)表??(biao)示??(shi)??，在??(zai)第??(di)三??(san)季??(ji)度?(du)已??(yi)經(jīng)??(jing)裁?(cai)員??(yuan)2578人??(ren)后??(hou)??，接??(jie)下?(xia)來(lái)??(lai)還??(hai)將??(jiang)再??(zai)裁?(cai)員??(yuan)4%??。Ally Financial表??(biao)示?(shi)??，將??(jiang)裁??(cai)員??(yuan)約?(yue)5%??，預(yù)??(yu)計(jì)??(ji)每??(mei)年??(nian)將??(jiang)可?(ke)為??(wei)此??(ci)節(jié)??(jie)省??(sheng)8000萬(wàn)??(wan)美??(mei)元??(yuan)??。Truist Financial也??(ye)表??(biao)示??(shi)??，正??(zheng)在?(zai)實(shí)??(shi)施??(shi)一??(yi)項(xiàng)??(xiang)成??(cheng)本??(ben)削??(xue)減??(jian)計(jì)??(ji)劃??(hua)??，希??(xi)望??(wang)在??(zai)未??(wei)來(lái)??(lai)12~18個(gè)??(ge)月??(yue)內(nèi)??(nei)節(jié)??(jie)省??(sheng)7.5億??(yi)美??(mei)元??(yuan)??。9月??(yue)??，該??(gai)行??(xing)曾??(zeng)表??(biao)示??(shi)??，削??(xue)減??(jian)計(jì)??(ji)劃??(hua)將??(jiang)包??(bao)括??(kuo)涉?(she)及??(ji)3億??(yi)美??(mei)元?(yuan)的??(de) “大?(da)幅??(fu)削??(xue)減??(jian)兵??(bing)力??(li)”(sizable reductions in force)行??(xing)動(dòng)??(dong)??。該??(gai)行??(xing)第??(di)三??(san)季??(ji)度??(du)末??(mo)的??(de)員??(yuan)工?(gong)人??(ren)數(shù)??(shu)已?(yi)比??(bi)第??(di)二??(er)季??(ji)度??(du)減??(jian)少??(shao)了??(le)621人??(ren)??。在??(zai)上??(shang)周??(zhou)的??(de)一??(yi)份??(fen)投??(tou)資??(zi)者??(zhe)報(bào)?(bao)告??(gao)中??(zhong)??，Truist Financial更??(geng)用??(yong)“跨??(kua)越??(yue)多??(duo)個(gè)??(ge)維??(wei)度??(du)和??(he)層??(ceng)次??(ci)”“整??(zheng)合??(he)冗??(rong)余??(yu)/類??(lei)似??(si)功?(gong)能??(neng)”“重??(zhong)組??(zu)精??(jing)選??(xuan)業(yè)??(ye)務(wù)??(wu)”和??(he)“簡(jiǎn)??(jian)化??(hua)地??(di)域??(yu)”等??(deng)詞??(ci)來(lái)??(lai)描??(miao)述??(shu)此??(ci)次?(ci)計(jì)?(ji)劃??(hua)??。　　在??(zai)其??(qi)他??(ta)規(guī)??(gui)模??(mo)較??(jiao)大??(da)的??(de)地?(di)區(qū)??(qu)銀??(yin)行??(xing)中??(zhong)??，Citizens Financial、US Bancorp和??(he)Huntington Bancshares分??(fen)別??(bie)報(bào)??(bao)告??(gao)了??(le)第??(di)三?(san)季??(ji)度??(du)利??(li)潤(rùn)??(run)下??(xia)降??(jiang)的??(de)情?(qing)況??(kuang)??，同??(tong)比??(bi)降??(jiang)幅??(fu)分??(fen)別??(bie)達(dá)??(da)到??(dao)32%、16%和??(he)8%??。??對(duì)??(dui)此??(ci)??，US Bancorp首??(shou)席??(xi)執(zhí)??(zhi)行??(xing)官??(guan)希??(xi)瑟??(se)里??(li)(Andrew Cecere)在??(zai)電??(dian)話??(hua)財(cái)?(cai)報(bào)??(bao)會(huì)??(hui)議??(yi)上?(shang)對(duì)??(dui)分??(fen)析??(xi)師?(shi)稱??(cheng)：“整??(zheng)個(gè)??(ge)銀??(yin)行??(xing)業(yè)??(ye)的?(de)貸??(dai)款??(kuan)增??(zeng)長(zhǎng)??(chang)目??(mu)前?(qian)都??(dou)不?(bu)溫??(wen)不??(bu)火??(huo)??，貸??(dai)款??(kuan)需??(xu)求?(qiu)相??(xiang)當(dāng)?(dang)低?(di)???！?/p>

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