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　　三九養(yǎng)生堂記者 鄧肯·蓋伊 報道

精彩|　　總??(zong)部??(bu)位??(wei)于??(yu)阿??(e)拉??(la)巴??(ba)馬??(ma)州??(zhou)的??(de)Regions Financial上??(shang)周??(zhou)五??(wu)公?(gong)布??(bu)的秘(de)財??(cai)報??(bao)顯??(xian)示??(shi)??，該??(gai)行??(xing)三??(san)季??(ji)度??(du)利??(li)潤??(run)低??(di)迷??(mi)??，低??(di)于??(yu)分??(fen)析??(xi)師??(shi)此??(ci)前??(qian)預(yù)??(yu)期??(qi)15%以??(yi)上??(shang)??。??同??(tong)時??(shi)??，該??(gai)行??(xing)的?(de)不?(bu)良??(liang)貸??(dai)款?(kuan)激??(ji)增??(zeng)30%??。在?(zai)前??(qian)景??(jing)展??(zhan)望??(wang)方??(fang)面??(mian)??，該??(gai)行??(xing)高??(gao)管??(guan)表??(biao)示??(shi)??，今??(jin)年??(nian)已??(yi)經(jīng)?(jing)下??(xia)降??(jiang)的??(de)凈??(jing)利??(li)息??(xi)收??(shou)入??(ru)到??(dao)年?(nian)底?(di)預(yù)??(yu)計??(ji)還??(hai)將?(jiang)再??(zai)下?(xia)降??(jiang)5%??，因??(yin)為??(wei)該??(gai)行?(xing)被??(bei)迫??(po)支??(zhi)付??(fu)更??(geng)多??(duo)利??(li)息??(xi)以??(yi)留??(liu)住??(zhu)儲?(chu)戶??(hu)??。所??(suo)謂??(wei)凈??(jing)利??(li)息??(xi)收?(shou)入??(ru)??，即?(ji)銀??(yin)行??(xing)必??(bi)須??(xu)向??(xiang)儲??(chu)戶祝(hu)支??(zhi)付??(fu)的??(de)費??(fei)用?(yong)和??(he)可??(ke)以??(yi)向??(xiang)借??(jie)款??(kuan)人??(ren)收??(shou)取??(qu)的??(de)費??(fei)用??(yong)之??(zhi)間??(jian)的??(de)差??(cha)額??(e)??，地??(di)區(qū)??(qu)銀??(yin)行?(xing)的??(de)大??(da)部??(bu)分?(fen)利??(li)潤??(run)通??(tong)常??(chang)來??(lai)自??(zi)凈??(jing)利??(li)息??(xi)收??(shou)入??(ru)???！　itizens Financial首??(shou)席??(xi)執(zhí)??(zhi)行??(xing)官??(guan)蘇??(su)恩??(en)(Bruce van Saun)在??(zai)財??(cai)報??(bao)會??(hui)議??(yi)上??(shang)坦??(tan)言??(yan)：“大??(da)型?(xing)銀??(yin)行??(xing)目?(mu)前??(qian)圍??(wei)繞??(rao)凈??(jing)利??(li)息??(xi)收?(shou)入??(ru)的??(de)動??(dong)態(tài)??(tai)確??(que)實??(shi)比??(bi)地?(di)區(qū)??(qu)銀??(yin)行??(xing)更??(geng)有??(you)利??(li)”??，但??(dan)“這??(zhe)些??(xie)事??(shi)情??(qing)也??(ye)是??(shi)時??(shi)起??(qi)時??(shi)落??(luo)的??(de)”?。??

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