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　　三九養(yǎng)生堂記者 鄧肯·蓋伊 報(bào)道

精彩|　　信??(xin)息??(xi)不??(bu)對??(dui)稱??(cheng)不?(bu)僅??(jin)降??(jiang)低?(di)了??(le)日??(ri)常??(chang)金??(jin)融??(rong)服??(fu)務(wù)??(wu)質(zhì)??(zhi)量??(liang)??，也??(ye)削??(xue)弱??(ruo)了??(le)減??(jian)費(fèi)?(fei)讓??(rang)利??(li)政??(zheng)策??(ce)的??(de)落??(luo)地?(di)效??(xiao)果??(guo)??。??“上??(shang)有??(you)政?(zheng)策??(ce)、下??(xia)有??(you)對??(dui)策??(ce)”的??(de)教??(jiao)訓(xùn)??(xun)并??(bing)不??(bu)遙??(yao)遠(yuǎn)??(yuan)??。2014年??(nian)2月??(yue)??，原??(yuan)中??(zhong)國??(guo)銀??(yin)監(jiān)??(jian)會(huì)??(hui)、國??(guo)家??(jia)發(fā)??(fa)展??(zhan)改??(gai)革??(ge)委??(wei)發(fā)??(fa)布??(bu)《商??(shang)業(yè)?(ye)銀?(yin)行??(xing)服??(fu)務(wù)??(wu)價(jià)??(jia)格??(ge)管??(guan)理??(li)辦??(ban)法??(fa)》??，明??(ming)確??(que)將??(jiang)新??(xin)增??(zeng)兩??(liang)個(gè)??(ge)免??(mian)費(fèi)??(fei)項(xiàng)??(xiang)目??(mu)??。但?(dan)有??(you)消??(xiao)費(fèi)??(fei)者??(zhe)反??(fan)映??(ying)??，該??(gai)政??(zheng)策??(ce)在??(zai)執(zhí)??(zhi)行??(xing)過??(guo)程??(cheng)中??(zhong)變??(bian)了??(le)樣??(yang)??，多??(duo)數(shù)??(shu)銀??(yin)行??(xing)網(wǎng)??(wang)點(diǎn)?(dian)的??(de)工??(gong)作??(zuo)人??(ren)員??(yuan)并??(bing)未??(wei)主??(zhu)動(dòng)?(dong)告??(gao)知?(zhi)客??(ke)戶??(hu)“目??(mu)前??(qian)可??(ke)擁??(yong)有??(you)一?(yi)個(gè)?(ge)免??(mian)收??(shou)管??(guan)理??(li)費(fèi)??(fei)的??(de)賬??(zhang)戶??(hu)”??，出??(chu)現(xiàn)??(xian)了??(le)“你??(ni)不??(bu)問??(wen)、我??(wo)就?(jiu)不??(bu)說??(shuo)”的??(de)情??(qing)況??(kuang)??。時(shí)??(shi)至??(zhi)今??(jin)日??(ri)??，此??(ci)類祝(lei)問??(wen)題??(ti)仍??(reng)有??(you)一??(yi)定??(ding)的??(de)普??(pu)遍??(bian)性??(xing)??。　　商??(shang)業(yè)??(ye)銀??(yin)行??(xing)要??(yao)端??(duan)正?(zheng)態(tài)??(tai)度??(du)、主??(zhu)動(dòng)??(dong)作??(zuo)為??(wei)??，進(jìn)??(jin)一??(yi)步??(bu)提??(ti)升??(sheng)信??(xin)息??(xi)公??(gong)開??(kai)的??(de)質(zhì)??(zhi)量?(liang)??。??目?(mu)前?(qian)??，各??(ge)家??(jia)商??(shang)業(yè)??(ye)銀??(yin)行??(xing)均?(jun)已??(yi)按??(an)照??(zhao)監(jiān)?(jian)管??(guan)部??(bu)門??(men)要??(yao)求??(qiu)??，通??(tong)過??(guo)線?(xian)下??(xia)網(wǎng)??(wang)點(diǎn)??(dian)、線??(xian)上??(shang)網(wǎng)??(wang)站?(zhan)等??(deng)渠?(qu)道??(dao)??，對??(dui)收??(shou)費(fèi)??(fei)項(xiàng)??(xiang)目??(mu)進(jìn)??(jin)行??(xing)了??(le)公??(gong)示??(shi)??，但??(dan)這??(zhe)只?(zhi)是??(shi)在??(zai)形??(xing)式??(shi)上??(shang)做??(zuo)到?(dao)了??(le)盡??(jin)職??(zhi)??，接??(jie)下??(xia)來??(lai)還??(hai)要??(yao)在??(zai)內(nèi)??(nei)容??(rong)上??(shang)做??(zuo)到??(dao)盡??(jin)責(zé)??(ze)??。銀??(yin)行??(xing)業(yè)??(ye)務(wù)??(wu)人??(ren)員?(yuan)是??(shi)消??(xiao)費(fèi)??(fei)者??(zhe)獲??(huo)取??(qu)金??(jin)融??(rong)服??(fu)務(wù)??(wu)的??(de)第??(di)一??(yi)道??(dao)窗??(chuang)口?(kou)??，也??(ye)是?(shi)確??(que)保??(bao)減??(jian)費(fèi)??(fei)讓??(rang)利??(li)政??(zheng)策??(ce)落??(luo)地??(di)生??(sheng)效??(xiao)的?(de)關(guān)?(guan)鍵??(jian)??。接??(jie)下??(xia)來??(lai)??，各??(ge)家??(jia)商?(shang)業(yè)??(ye)銀??(yin)行??(xing)要??(yao)加??(jia)強(qiáng)??(qiang)基??(ji)層??(ceng)管??(guan)理??(li)??，細(xì)??(xi)化??(hua)考??(kao)核??(he)要祝(yao)求??(qiu)??，確??(que)保??(bao)業(yè)??(ye)務(wù)??(wu)人??(ren)員??(yuan)不??(bu)折??(zhe)不??(bu)扣??(kou)地??(di)把??(ba)政??(zheng)策??(ce)落??(luo)實(shí)??(shi)到??(dao)位??(wei)??。

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